Margin Sheets

Know your numbers before you price, hire, or spend.

Free calculators and templates for the money decisions small businesses, freelancers and online sellers make every week. Every tool shows its math — no black boxes, no sign-up.

Etsy Pricing Calculator

Your real profit after every Etsy fee — and the price that hits your target margin.

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Freelance Hourly Rate Calculator

The rate you need to charge to actually take home the income you want.

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Freelance Day Rate + Rate Card

Your day rate from your income goal — with a printable rate card to send clients.

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Restaurant Break-Even Calculator

The sales — and covers per day — your restaurant needs before it makes a dollar.

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Invoice Generator (no sign-up)

Build a clean invoice in your browser and print or save it as a PDF.

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Invoice Templates

A free Excel invoice with automatic totals, for clients you bill every month.

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Margin & Markup Calculator

Coming soon

Break-Even Calculator

Coming soon

The free starter pack

Three of our most-used templates — the 13-week cash-flow forecast, a monthly profit & loss sheet, and the product pricing worksheet — free, in exchange for an email address so we can send the files and an occasional useful update. No spam, unsubscribe anytime.

Email signup opens at launch.