What you actually keep from an Etsy sale — after the listing fee, transaction fee, payment processing, regulatory fee and Offsite Ads — and the price you need for the margin you want.
| Line | Amount |
|---|---|
| Buyer pays (item + shipping charged) | |
| Transaction fee (6.5%) | |
| Regulatory operating fee (1.19%, US) | |
| Payment processing (3% + $0.25) | |
| Listing fee | |
| Offsite Ads fee | |
| Total Etsy fees | |
| Your costs (materials, packaging, shipping, labor) | |
| Profit margin on item price |
Etsy stacks five charges. The listing fee is a flat $0.20 per listing. The transaction fee (6.5%) and the US regulatory operating fee (1.19%) are charged on the total the buyer pays — item price plus shipping you charge them. Payment processing (3% + $0.25) applies to the full payment amount. Offsite Ads (12–15%) only applies when a sale starts from one of Etsy's ads — and above $10,000 a year in sales you can't opt out. The mistake most sellers make is pricing off the item price alone and forgetting that the percentage fees also bite the shipping charge.
Fee rates as published by Etsy for US sellers, last checked November 2026. Rates change — confirm current rates in your Etsy fee policy page. This calculator is for estimation only — not tax, accounting, or financial advice.